Legal Notice

1. Site owner

This website (www.pennytime.app) and the Penny Time app are operated by:

Company name: Employee Of The Month S.L.
Tax ID (CIF): B55410823
Registered address: Calle Frankfurt 33, 29610 Ojén, Málaga, Spain
Commercial Register: Registro Mercantil de Málaga (Folio Electrónico), Hoja MA-182203, Inscripción 1, 30 May 2024
Email: [email protected]

2. Purpose

Penny Time is a financial-literacy service for families. It provides an app and free educational content, tools, and guides that help children and parents learn about money.

3. Applicable law

This legal notice is governed by Spanish law, in particular Law 34/2002 of 11 July on Information Society Services and Electronic Commerce (LSSI-CE). Any dispute relating to this website is subject to the jurisdiction of the Spanish courts.

4. Intellectual property

Unless stated otherwise, the content, design, logos, and software on this website are owned by Employee Of The Month S.L. or its licensors and are protected by intellectual-property law. You may view and share this content for personal, non-commercial use with attribution. Any other use requires prior written permission.

5. Liability

Penny Time content and tools are for educational and informational purposes only. They are not financial, tax, legal, or investment advice. Consult a licensed professional for your situation. We work to keep the information accurate and up to date but do not guarantee it is error-free.

For privacy information, see our Privacy Policy. For the terms that govern use of the service, see our Terms of Service.