What Penny Time is
Penny Time is a free app that helps parents run allowance, chores, and saving goals with their kids - and a library of free tools and guides at pennytime.app/learn that any family can use, app or not.
Why it exists
Most kids get their first real money lessons at home, but most parents are improvising. We build simple tools that turn everyday money moments - allowance day, chore payouts, saving for a goal - into practical lessons kids remember.
How it's funded
Penny Time is free, with no ads and no selling of data. We keep it simple on purpose: the app and these tools are how we earn families' trust first.
Who builds it
Penny Time is built by a small independent team. Every calculator and guide on this site cites its data sources, and nothing here is financial advice - it's financial education for families.
Talk to us
Questions, corrections, or ideas: [email protected]. We read everything.